Credit Manager

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KSM Management Consultants
  • Post Date: March 2, 2020
  • Applications 0
  • Views 1182
Job Overview

Citizens Economic Empowerment Commission

Citizens Economic Empowerment Commission


The Citizens Economic Empowerment Commission (CEEC) is a Body Corporate established under the Citizens’ Economic Empowerment Act No. 9 of 2006 to enhance broad-based economic empowerment, foster citizens’ economic ownership, control and management of economic resources, as well as to promote economic empowerment of targeted citizens is inviting applications from suitably qualified Zambians to fill the following position:

1.  Credit Manager (1 Position) – Lusaka

Reporting to the Director Credit Control and Risk Management the ideal candidate will be responsible for coordinating and overseeing the Credit Unit including provision of information to aid management decision making on elements of credit control and enterprise risk.

Duties and Responsibilities

  • In collaboration with the Director Credit Control and Risk Management, develop and implement a robust Credit Management Information System that provides timely information to both internal and external stakeholders in collaboration with the Director Credit Control and Risk Management;
  • Develop and implement Credit Risk and Procedures Manual in collaboration with the Director Control and Risk Management;
  • Generate reports from Credit Managers;
  • Generate of Term Sheets, Loan Agreements and Memorandum of Deposit of Certificates;
  • Ensure safe custody of all credit documents including Loan Agreements, Certificates of Titles etc;
  • Assess Business Plans for completeness and creditworthiness
  • Determine the need to forward customer delinquencies to legal department for litigation;
  • Monitor periodic credit reviews;
  • Plan, design and implement an overall risk management process for the Commission;
  • Monitor quarterly and yearly performance of Credit Managers through published financials and other third party information sources;
  • Analyze delinquent accounts and prepare reports including recommendations for solutions such as remediation, handover to debt collectors and writing off;
  • Monitor the progress of cases handed over for litigation by providing a report;
  • Execute Writs of Possession in conjunction with the Sheriff’s office;
  • Ensure that repossessed properties are sold within record time;
  • Communicate consistently and accurately with financial institutions who do business with the Communication
  • Monitor projects implementation, business implementation and collection of debt;
  • Prepare periodic reports for the Director Credit Control and Risk Management;
  • Submit monthly reports to the Credit Reference Bureau;
  • Develop, implement and monitor budgets and work plans for the unit in line with the approved Commission strategy implementation plan;
  • Appraise staff performance, identify skill gaps and recommend training/capacity building;

Qualifications and Skills

  • Grade Twelve (12) Certificate
  • Degree in Business Administration, Banking & Finance, Accountancy, Economics or Business or related field
  • Master’s Degree Administration, Banking, Finance, Accountancy, Economics or Business or related field
  • Strong leadership and communication skills
  • Excellent knowledge of credit review processes and the establishment of credit polices
  • Proven ability to create innovative solutions to problems excellent negotiation skills
  • Intermediate to advanced Excel skills
  • At least 10 years relevant working experience

Interested candidates meeting the above profile should submit application letters enclosing an updated Curriculum Vitae and copies of the academic and professional certificates to the following address not later than 27 March 2020.

*The applications must be submitted in a sealed envelope indicating the   position being applied for.

The Director General

Citizens Economic Empowerment Commission

Plot 6457, Los Angeles Boulevard


P.O Box 35068


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