Credit Risk Manager – Consumer Loans

Application deadline date has been passed for this Job.
KSM Management Consultants
  • Post Date: February 20, 2020
  • Applications 0
  • Views 821
Job Overview

ExpressCredit Zambia

ExpressCredit is a global consumer finance company operating in

Job Mission: To effectively manage the credit risk function of ExpressCredit Zambia in line with company set objectives.

Key Responsibilities:

  • Evaluate all credit application and proposals and ensure they are within acceptable parameters and ensure that they meet sound business criteria before disbursement.
  • Review and ensure the underwriting process is according to set process and procedure within set TAT
  • Proactively drive the existing facilities review process and ensure a thorough and timely evaluation of all existing facilities.
  • Ensure system data quality and oversee the data quality control management team and be a business link between Operations and sales departments.
  • Ensure effective maintenance and management of service level agreements with other departments.
  • Conduct call visits on both existing and prospective corporate clients to enhance portfolio quality in line with the company KYC set rules.
  • Manage and provide guidance to the credit risk team
  • Actively support your team’s growth through training, performance reviews, mentoring and coaching
  • Prepare accurate and timely reports to management committees


  • Bachelor’s Degree in Finance, Accounts, business or equivalent
  • 2 years demonstrated experience in similar role
  • Holder of driving of a valid driving license
  • Strong understanding of credit analysis and policies
  • Good understanding of Risk management principles
  • Problem-solving and decision-making abilities
  • Exceptional analytical skills and a good eye for detail
  • Ability to cope under pressure and Stress management skills

Deadline for submission 26th February 2020!

We thank all applicants for their interest, however only those candidates selected for interviews will be contacted.

Apply through the apply now button.

ExpressCredit – one team with one dream to bring an added value to all our clients in Africa!

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